UK Salary Calculator · 2026–27
England · London · Tax year 6 Apr 2026 – 5 Apr 2027
Your pay
Salary sacrifice is deducted before Income Tax and employee NI. Employee pension is modelled as net-pay: it reduces Income Tax, but not NI.
Typical monthly take-home
£0
Non-bonus month
Annual take-home
£0
—
Income Tax
£0
Annual
National Insurance
£0
Annual
Typical monthly salary
Base gross salary£0
Salary sacrifice−£0
Employee pension−£0
Income Tax−£0
National Insurance−£0
Take-home pay£0
Salary sacrifice comparison
Shows what the sacrifice costs you in take-home pay versus the amount redirected before tax.
Annual sacrifice
£0
Tax + NI saved
£0
Net cost to you
£0
Effective saving
0%
Without salary sacrifice · annual take-home
£0
With salary sacrifice · annual take-home
£0
12-month breakdown
Salary sacrifice is shown every month. The selected bonus month shows the bonus and recalculated monthly net pay.
| Month | Base salary | Bonus | Salary sacrifice | Pension | Tax | NI | Net pay |
|---|
2026–27 assumptions: England PAYE; standard NI category A; £12,570 standard Personal Allowance; £37,700 basic-rate band; 20% / 40% / 45% Income Tax; employee NI 8% between £12,570 and £50,270 annual-equivalent thresholds and 2% above.
PAYE Income Tax is modelled cumulatively. NI is calculated per pay period. Actual payroll can vary with HMRC tax-code instructions, rounding, pension scheme method, benefits and prior-period pay. This calculator is an estimate, not tax advice.